He began his career as a junior programmer for IBM mainframe systems and became focused on the financial services business and this knowledge continued to develop in parallel with his skills of developing computer programs to manage it. In 1981, Mr. Raine and six other Bahamian professionals created the first software development company in the Bahamas – Data Systems Limited - and developed and supported software for myriad businesses ranging from Life Insurance, to Wholesale Distribution to Shipyard Labour and Materials Management. Micro-Processors had entered the market about this time, and with a continuing love of financial services, Mr. Raine developed what may have been the first ever functioning international banking application running on what was then called a “Xerox Word Processor”.  Programs were stored on a 1 megabyte 8 inch floppy disk and the data was stored on another disk.

In 1993, Data Systems International was founded by Mr Raine with the single purpose of specializing in financial services software. Its flagship software product was International Private Banking Systems (IPBS) and was initially developed on two strategically different platforms - personal computers and IBM mid range systems The latter was retired in 1997 and IPBS became a single platform product. In 1998, Mr. Raine determined that the original technology of a DOS based system was at the end of its life and commenced the move to a Windows based product. Beta copies of this product were released in mid 1999. By 2004 Microsoft had released its .NET technology pointing the way to a revolutionary Internet based topology and Mr. Raine began what was in essence his fifth financial services product development. Today IPBS technology and products are installed and support the business of many financial institutions across more than ten international jurisdictions.

Over time he became more involved in the technical side of the development of the IPBS product suite.Today he is responsible for product development and customer support.

Sean Raine graduated in 1998 with a Bachelor of Arts degree in Business Administration from Randolph Macon College, Virginia, U.S.A.

Earl brings a wealth of experience in product development to the IPBS team ranging from Database design and maintenance to an extensive knowledge of numerous programming languages.Years of experiencing working with computers as they evolved into the modern multi core architectures that exist day has given him a strong understanding of not only where technology has been but also where it is headed. This experience allows him to diagnose the complex problems involved with maintaining modern technological solutions a skill which he uses daily to meet the demanding needs of today’s financial services professionals.  

When not applying his skills to developing IPBS he finds other creative expressions of his talents such as in March of 2005 when he wrote his first book “Retro Game Programming Unleashed for the Masses”. He also registered a patent in 1999 for a software solution to the Y2K problem which allowed Microsoft based computer systems to become immune to the impending “Y2K Bug”

At different stages of his career, Stewart has been involved in just about every level of the Information Technology Infrastructure, from Hardware and Networking, to Databases and Security, to Software Development and the Internet, and this gives him a thorough understanding of where all the pieces fit when developing a new solution to a problem, and has also given him experience with numerous operating systems, programming languages, and databases.

As a daily ritual to keep himself up to date with current technological advances, Stewart reads tech blogs and programming websites, and experiments with things he finds interesting and applicable to the Financial Services field.

Stewart graduated in 2005 with a diploma in Computer Programming from Conestoga College, received a Microsoft award for academic excellence, and was also honored with the President's Award for being #1 in his program.

Educated in Nassau, Bahamas, Tammy was a consistent Honour Roll student and achieved Best Bahamian Student Awards in each of her final school years, and obtained an Associate Degree in Business from Western International University. With a keen interest in technology, and how it is best applied in modern business processes, Tammy is uniquely poised to help clients, and prospective clients, bridge the inherent complexities of the business- technology conundrum.